Quiver Financial News
Quiver Financial specializes in 401(k) management, wealth and investment management, retirement planning, and private equity services for individuals, families and businesses looking to maximize the five years before retirement. With over 20 years of experience the financial professionals at Quiver Financial go beyond Wall Streets outdated ”long term” way of thinking and help our clients navigate ”what just happened” to ”what is next.” We honor our fiduciary duty above all, and practice full disclosure, due-diligence, and client communication. We work in a collaborative atmosphere with our clients, with whom we reach mutual agreement on every phase of the financial planning and wealth management process. Quiver Financial is guided by a commitment to thoughtfulness, pragmatism, creativity and simplicity to help our clients achieve the financial freedom they desire.
Quiver Financial specializes in 401(k) management, wealth and investment management, retirement planning, and private equity services for individuals, families and businesses looking to maximize the five years before retirement. With over 20 years of experience the financial professionals at Quiver Financial go beyond Wall Streets outdated ”long term” way of thinking and help our clients navigate ”what just happened” to ”what is next.” We honor our fiduciary duty above all, and practice full disclosure, due-diligence, and client communication. We work in a collaborative atmosphere with our clients, with whom we reach mutual agreement on every phase of the financial planning and wealth management process. Quiver Financial is guided by a commitment to thoughtfulness, pragmatism, creativity and simplicity to help our clients achieve the financial freedom they desire.

Your Retirement Vision
Is Our Mission
Quiver Financial has served over 300 households and counting in the communities of : Orange, Ventura, San Diego, and Los Angeles counties.
Just like an Archer with a Quiver of arrows for various targets or a surfer with a Quiver of surfboards for different ocean conditions, investors should consider a quiver of tactics to help them harness the tides and manage the risks of financial markets. We are committed to ensuring our clients do not outlive their savings.
We are guided by a commitment to thoughtfulness, simplicity, creativity, pragmatism, and being unique and avoiding the herd.
Episodes

Friday Feb 28, 2025

Monday Feb 24, 2025
AI vs Quantum Computing: Future Insights
Monday Feb 24, 2025
Monday Feb 24, 2025
Artificial intelligence (AI) and quantum computing: they’re the tech world’s equivalent of a superhero and a super-genius sidekick. AI is already here, busy automating everything from targeted ads (because apparently, my phone does know I need another subscription to someone telling me the government is going to steal my IRA) to self-driving cars (which, fingers crossed, could help Florida drivers). AI tools are transforming sectors like customer service and software development, enhancing efficiency and productivity.
Quantum computing, on the other hand, is the enigmatic genius locked away in a lab, promising to revolutionize everything… eventually. However, the high costs and accessibility challenges associated with quantum computing highlight the importance of cutting-edge technology to bridge this gap. Let’s dive into this high-tech showdown and see if/where you should park your spare change.
This article explores the top players in both sectors and discusses the investment potential of each over different timeframes, considering the symbiotic relationship between the two.
Table of Contents
Top 5 Companies in Artificial Intelligence:
Top 5 Companies in Quantum Computing:
Investment Outlook: A Tale of Two Timelines
The Symbiotic Relationship: AI’s Role in Quantum Computing’s Future
Introduction
The Evolution of Quantum Computing
Quantum Computing Breakthroughs and Challenges
Quantum Computers and AI: Potential Synergies
Societal Implications of Quantum Computing and AI
Top 5 Companies in Artificial Intelligence:
Google (Alphabet Inc.): A pioneer in AI, these guys practically are AI. They’re using it for everything from figuring out what you’re thinking before you even think it (creepy, but convenient) to making sure your cat videos load instantly. Google leverages AI across its vast product ecosystem, from search and advertising to Android and Waymo (self-driving cars). Their advancements in machine learning, natural language processing, and computer vision are shaping the future of AI.
Microsoft: Microsoft is all about AI in the cloud. Because, why have a sentient toaster when you can have a sentient cloud? Microsoft’s AI efforts are deeply integrated into its cloud platform Azure, empowering developers with powerful tools and services. They are also making strides in areas like conversational AI and AI-powered business solutions.
Amazon: Amazon’s AI is responsible for those eerily accurate product recommendations. Seriously, how did they know I needed a life-sized cardboard cutout of Clint Eastwood in Pale Rider? Amazon utilizes AI extensively in its e-commerce operations, personalized recommendations, and Alexa voice assistant. Their cloud computing division, AWS, provides a robust infrastructure for AI development and deployment.
Meta (Facebook): Meta uses AI to personalize your social media experience. Which is just a fancy way of saying they want to keep you scrolling for hours. Meta employs AI for targeted advertising, content moderation, and improving user experience on its social media platforms. They are also investing heavily in AI research, particularly in areas like natural language understanding and virtual reality.
NVIDIA: NVIDIA makes the super-powered graphics cards that make AI possible. They’re the unsung heroes of the AI revolution, kind of like the IT guy who keeps the internet running. While not strictly an AI company, NVIDIA’s GPUs are essential for accelerating AI computations. Their hardware has become the industry standard for training complex machine learning models, making them a critical enabler of AI progress.
Top 5 Companies in Quantum Computing:
IBM: IBM is like the grandpa of quantum computing, diligently working on making it a reality. They’ve got quantum processors you can play with in the cloud, which is pretty cool, even if you don’t understand what you’re doing. A long-standing leader in quantum computing, IBM has developed several quantum processors and made them accessible through its cloud platform. They are actively researching quantum algorithms and exploring potential applications.
Google: Google, not to be outdone by IBM, also claims to have achieved “quantum supremacy.” Which, as far as I can tell, means they can now calculate the optimal way to fold a fitted sheet. Claiming “quantum supremacy” in 2019 (though this claim is debated). They continue to push the boundaries of quantum hardware and software.
Microsoft: Microsoft is taking a different approach to quantum computing with something called “topological qubits.” Sounds impressive, right? I have no idea what it means, but it sounds impressive. According to Microsoft, topological qubits are a potentially more stable and scalable technology. They offer a quantum development kit and cloud-based quantum computing services.
IonQ: IonQ uses trapped ions for their quantum computers. Which sounds like something out of a sci-fi movie. Maybe they’ll eventually trap an ion that can make a good tuna melt! IonQ uses trapped ions to create quantum computers, a technology known for its high fidelity and coherence. They are one of the few publicly traded pure-play quantum computing companies.
Rigetti Computing: Rigetti is building a full-stack quantum platform. Which is tech-speak for “we’re trying to make this thing actually work.” Rigetti is developing superconducting quantum computers and building a full-stack platform for quantum software development. They aim to accelerate the development of practical quantum applications.
Investment Outlook: A Tale of Two Timelines
Short-term (0-5 years): AI is the clear winner. It’s already generating revenue and transforming industries. Investing in established AI companies like those listed above offers more immediate returns.
Mid-term (5-10 years): AI will likely continue to be a strong investment, but quantum computing could start to emerge. As quantum hardware and software mature, early investors in quantum computing companies may begin to see significant returns.
Long-term (10+ years): Quantum computing has the potential to be truly disruptive. If it lives up to its promise, it could revolutionize entire industries, creating massive investment opportunities. However, the timeline for widespread adoption remains uncertain.
The Symbiotic Relationship: AI’s Role in Quantum Computing’s Future
Quantum computing is facing some serious challenges. It’s like trying to build a supercomputer out of LEGOs while blindfolded and riding a unicycle. AI can help by doing things like designing better LEGOs (qubits), figuring out how to put them together (algorithms), and keeping the unicycle from crashing (error correction).
In other words, Quantum computing faces significant challenges, including building stable qubits, developing quantum algorithms, and scaling up systems. This is where AI can play a crucial role:
Materials Discovery: AI can accelerate the discovery of new materials with the properties needed for building better qubits.
Error Correction: Quantum computers are prone to errors. AI can help develop sophisticated error correction techniques to improve the reliability of quantum computations.
Algorithm Design: Designing quantum algorithms is a complex task. AI can assist in automating the process and optimizing algorithms for specific problems.
Simulation and Modeling: AI can help simulate and model quantum systems, aiding in the design and development of quantum hardware.
In essence, AI can act as a catalyst for quantum computing development, helping to overcome current hurdles and accelerate its progress.
Investing in both AI and quantum computing offers exposure to two of the most promising technologies of our time. While AI provides more immediate investment opportunities, quantum computing holds immense long-term potential. The synergy between the two fields, with AI accelerating quantum development, makes both sectors worth watching closely. A diversified approach, with a focus on established AI companies in the near term and gradually increasing exposure to quantum computing companies as the technology matures, may be the most prudent investment strategy. However, like all investments, it’s crucial to do thorough research and consider your own risk tolerance before making any decisions.
Until next time, let’s catch the next wave together.
Introduction
The Evolution of Quantum Computing
Quantum computing has come a long way since its inception. From the early days of theoretical concepts to the current development of practical hardware, the field has witnessed significant breakthroughs. The introduction of quantum supremacy, where quantum computers can perform tasks beyond the capabilities of classical computers, has marked a major milestone. However, the journey to large-scale quantum computers is not without its challenges. Quantum error correction, for instance, remains a significant hurdle to overcome.
Quantum Computing Breakthroughs and Challenges
Recent breakthroughs in quantum computing have been remarkable. Improved error correction techniques, more stable qubits, and the development of new algorithms have pushed the boundaries of what is possible. Quantum cloud services offered by tech giants like IBM, Google, and Amazon have expanded, making quantum computing more accessible. However, challenges persist. Scaling quantum computers to the level necessary for solving large, complex problems remains a daunting task. Moreover, the physical construction of quantum computers presents significant engineering challenges, requiring operation at extremely low temperatures and delicate balance.
Quantum Computers and AI: Potential Synergies
The intersection of quantum computing and AI holds tremendous potential. Quantum computers can accelerate machine learning algorithms, enabling faster processing of complex data. AI, in turn, can optimize quantum operations, improving the efficiency of quantum computing. Generative AI, a subset of AI, can be used to generate new quantum algorithms, further accelerating the development of quantum computing. The synergy between quantum computing and AI can lead to breakthroughs in fields like drug discovery, where complex molecular interactions can be simulated and analyzed.
Societal Implications of Quantum Computing and AI
As quantum computing and AI continue to advance, it’s essential to consider their societal implications. The rapid pace of technological change can lead to job displacement, exacerbating existing social inequalities. Moreover, the concentration of advanced technologies in the hands of a few corporations can raise security concerns. The development of AI models that can correct errors in quantum computing can also raise questions about accountability and transparency. Ultimately, the responsible development and deployment of these technologies will require careful consideration of their potential impact on society.

Sunday Feb 23, 2025
Sunday Feb 23, 2025
Get the latest financial market insights in our Weekly Market Report! This week, we dive into the price movements of the 10-Year Treasury Yield (IEF), oil (USO), gold (GLD), and the S&P 500 (SPY) as Wall Street closes lower in February 2025. Inflation fears and tariff talks take center stage—what does it mean for your investments? See the moves we are making for our clients at Quiver Financial. Plus, a special spotlight on a market poised to thrive under potential tariff shifts. Stay informed with expert analysis on stocks (SPX), bonds (TLT), commodities (XAU and DBC) and more. Stay ahead of the investment curve—subscribe for weekly updates! Not intended to be investment advice. Securities offered through Quiver Financial Holdings, LLC. 501 N El Camino Real Ste 200 San Clemente, CA 92672. 949-491-6900
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Saturday Feb 15, 2025
Saturday Feb 15, 2025
Looking for next week's key market moves? This week saw MAJOR shifts in interest rates, gold hitting new highs, and oil's dramatic price action. Join us as we break down the crucial market signals and prepare you for what's ahead.
We're analyzing:
✓ Why Fed policy is driving market sentiment
✓ Gold's historic price action and what it means
✓ Oil's supply/demand dynamics
✓ Key technical levels to watch
✓ Top trade setups for next week
This content is for educational purposes only. Always do your own research and consult with a financial advisor before making investment decisions. #stockmarket #trading #investing #gold #oil #interestrates #fedreserve #technicalanalysis #stockanalysis #marketanalysis #finance #stocktrading #daytrading
Keywords: stock market analysis, gold price analysis, oil trading, interest rates, Fed policy, technical analysis, market outlook, trading strategy, financial markets, investment analysis
QuiverFinancial is a registered advisory firm in the state of CA. Please visit www.quiverfinancial.com for additional disclosures and information. Advisory services offered through Quiver Financial Holdings, LLC. 501 N El Camino Real, Ste 200 San Clemente CA 92672. (949) 492-6900.

Thursday Feb 13, 2025
Wall Street Surprised by $5 eggs and the Uptick of inflation
Thursday Feb 13, 2025
Thursday Feb 13, 2025
Inflation is heating up again, little surprise to consumers feeling the sting of price hikes in everyday purchases.
The Consumer Price Index surged 3% over the prior year in January and an uptick from December's 2.9% increase. The month-over-month increase was 0.5% — the largest monthly jump since August 2023.
Categories like food, fuel, and insurance remain elevated, which one economist termed "a familiar disappointment."
Here’s what the latest CPI report means for your household:
Food creeps back up
Groceries increased 0.3% in December, after rising 0.5% in November. But even with that slowdown, major food groups are showing price hikes.
The big (old) story: eggs, which jumped 15.2% monthly and are up an eye-popping 53% from a year ago.
A dozen large Grade A eggs, on average, cost $4.95 in January, compared to $4.15 in December and far higher than the $2.52 at the start of 2024.
Other breakfast staples like coffee and orange juice also saw notable increases.
Grocery prices rose 0.5% over the month and were up almost 2% from a year ago. A couple of items saw slower price growth: fruits and vegetables were down 0.5%, and cereals and bakery products slowed 0.4%.
The cost of eating out held steady from December to January, up just 0.2%, but was still 3.4% higher than a year ago.
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Health insurance, senior care, and other health costs keep rising
Health insurance rose 4% compared to January 2023 and was up 0.7% monthly. The index for prescription drugs jumped 2.5% month over month and was 4.5% higher than a year ago.
Home healthcare was 8% higher than a year ago, while nursing home care was up 3.5%. Hospital and related services crept up 3.2%, the BLS found.
The cost of driving
Price growth for used cars had slowed since last year, but in January surged 2.2%. New vehicle prices were flat.
Auto insurance, which has been soaring for more than a year, grew 2% month over month and is nearly 12% higher than a year ago.
Three consecutive years of underwriting losses mean insurers have paid out more in claims and expenses than they took in through the premiums we pay — leading to the steep hikes felt today.
There was better news at the gas pump.
The gasoline index rose 1.8% in January, a relief from December's 4.4% rise. As of Feb. 12, the national average for gasoline was $3.15 per gallon, according to AAA data.

Monday Feb 10, 2025
Navigating the Medicare Part D Changes 2025: What You Need to Know
Monday Feb 10, 2025
Monday Feb 10, 2025
As we edge closer to 2025, significant changes to Medicare Part D are on the horizon, promising to reshape how beneficiaries manage their prescription drug expenses. These changes are part of broader reforms to the Medicare program aimed at improving coverage and benefits for enrollees. Here’s a comprehensive look at what’s changing, why it matters, and how you can prepare:
Table of Contents
what’s changing:
The $2,000 Out-of-Pocket Cap
Impact:
Considerations:
Goodbye to the “Donut Hole”
Before:
After:
New Payment Options for Out-of-Pocket Costs
Why These Changes Matter
Affordability:
Simplicity:
Accessibility:
Preparing for 2025
Understanding Medicare Part D
Medicare Part D Changes in 2025
Medicare Prescription Payment Plan
Vaccine Full Coverage
Educational Resources
Conclusion
what’s changing:
The $2,000 Out-of-Pocket Cap
One of the most impactful changes to Medicare Part D in 2025 is the introduction of a $2,000 annual cap on out-of-pocket costs for prescription drugs. This means once a beneficiary’s out-of-pocket expenses reach this amount, they will no longer have to pay for covered medications for the remainder of the year.
Impact:
This cap could dramatically reduce the financial burden for those with expensive drug regimens, particularly for treatments of chronic conditions or rare diseases.
Considerations:
Beneficiaries should review their current drug costs to understand how this cap could benefit them. Financial planning for healthcare expenses might become more straightforward.
Goodbye to the “Donut Hole”
The “coverage gap” or “donut hole” has long been a point of confusion and financial strain for many Medicare Part D enrollees. Starting in 2025, this phase will be eliminated, simplifying the benefit structure:
Before:
Once you entered the coverage gap, you’d pay a significantly higher percentage for your medications until you reached catastrophic coverage.
After:
The transition from initial coverage to catastrophic coverage will be seamless, with no gap where costs spike for beneficiaries.
New Payment Options for Out-of-Pocket Costs
In an effort to make prescription drug coverage more manageable, a new payment plan will be introduced:
Monthly Installments: Beneficiaries can now opt to pay their out-of-pocket costs for medications in monthly installments rather than facing large expenses at the pharmacy. This could ease budgeting for those with high-cost medications at the start of the year.
Medicare Part D Changes
Why These Changes Matter
These reforms aim to address several longstanding issues within Medicare Part D:
Affordability:
By capping out-of-pocket expenses and eliminating the coverage gap, patients will have a clearer understanding of their annual healthcare costs.
Simplicity:
The removal of the donut hole simplifies the benefit structure, potentially increasing compliance with medication regimens due to clearer cost expectations.
Accessibility:
Enhanced financial mechanisms like the payment plan could make life-saving medications more accessible to those who might otherwise delay or skip doses due to cost.
Preparing for 2025
Review Your Coverage: During the annual Open Enrollment period, which runs from October 15 to December 7, take the time to assess whether your current plan still meets your needs or if a switch would be beneficial under the new rules.
Consult with Experts: Pharmacists, healthcare providers, or Medicare counselors can provide personalized advice based on your medication list and health conditions.
Plan Your Finances: Consider how these changes might affect your budget, especially if you’re used to managing large out-of-pocket expenses in specific months.
Understanding Medicare Part D
Medicare Part D is a voluntary outpatient prescription drug benefit designed to help people with Medicare manage their medication costs. Beneficiaries have the option to enroll in either a stand-alone prescription drug plan (PDP) or a Medicare Advantage plan (MA-PD) that includes all Medicare-covered benefits, such as prescription drugs. The Medicare Part D program operates through private plans that contract with the federal government, ensuring a variety of options to meet different needs.
The program is supported by data from the Centers for Medicare & Medicaid Services (CMS), the Congressional Budget Office (CBO), and other reputable sources. This collaboration ensures that the Medicare Part D program remains effective and responsive to the needs of people with Medicare. Whether you choose a stand-alone plan or a Medicare Advantage plan, understanding your options can help you make the best decision for your healthcare needs.
Medicare Part D Changes in 2025
The Inflation Reduction Act has introduced significant changes to the Medicare Part D prescription drug coverage, set to take effect in 2025. One of the most notable updates is the restructuring of the Part D benefit stages. Starting in 2025, there will be only three stages: Deductible, Initial Coverage, and Catastrophic Coverage. This streamlined approach eliminates the confusing “donut hole” or Coverage Gap, making it easier for beneficiaries to understand their drug coverage.
These changes are designed to lower prescription costs for many Part D enrollees. By removing the coverage gap, beneficiaries will no longer face a sudden spike in out-of-pocket costs after reaching a certain spending threshold. Instead, the transition from initial coverage to catastrophic coverage will be more straightforward, providing clearer cost expectations and potentially reducing overall prescription costs.
Medicare Prescription Payment Plan
Starting January 1, 2025, the Medicare Prescription Payment Plan will offer a new way to manage out-of-pocket drug costs. This voluntary program allows beneficiaries to spread their out-of-pocket payments throughout the calendar year, rather than paying large sums at once. While this plan won’t reduce the total amount you pay, it can make budgeting for prescription drugs more manageable.
You can opt into the Medicare Prescription Payment Plan through both traditional Medicare and Medicare Advantage Part D drug plans. This flexibility ensures that all beneficiaries have the opportunity to take advantage of this new payment option, helping to ease the financial burden of high-cost medications.
Vaccine Full Coverage
As of January 1, 2023, Medicare Part D plans and Medicare Advantage plans have enhanced their coverage for adult vaccines. Recommended by the Centers for Disease Control and Prevention (CDC)’s Advisory Committee on Immunization Practices, these vaccines are now fully covered without any deductible, coinsurance, or other cost-sharing requirements.
This change means that beneficiaries can receive important vaccines without worrying about additional out-of-pocket costs. Whether you are enrolled in a Medicare Part D plan or a Medicare Advantage plan, this full coverage ensures that you have access to necessary immunizations, supporting your overall health and well-being.
Educational Resources
To better understand these changes and how they apply to you, I recommend watching the following video which breaks down the implications of these updates:
Watch the video here
Conclusion
The 2025 changes to Medicare Part D are poised to offer considerable relief and clarity to beneficiaries. By understanding these adjustments, you can plan more effectively for your health and financial well-being. Stay informed, consult with professionals, and make the most of these new provisions to manage your prescription drug expenses with greater ease.
Medicare Part D, which covers prescription drugs, is set to undergo major transformations in 2025. Here’s what you should know:
Out-of-Pocket Cap: Starting in 2025, there will be a $2,000 annual cap on out-of-pocket costs for prescription drugs under Part D. This significant change will help those with high medication expenses manage their costs more predictably.
Elimination of the Coverage Gap: The notorious “donut hole” will be eliminated, simplifying the cost structure and making it easier for beneficiaries to understand their coverage.
Payment Options: A new option to spread out-of-pocket costs over the year rather than paying them all at once will be introduced, providing financial relief especially for those with high-cost medications.
To dive deeper into these changes and understand how they might affect you or your patients, I encourage you to watch this informative video:
Watch the video here
These updates are designed to make prescription drug coverage more accessible and manageable. Stay informed to navigate these changes effectively!

Saturday Feb 08, 2025
Saturday Feb 08, 2025
Dive into Quiver Financial's Weekly Market Update for February 2025! Stay ahead of the game by catching up on all the pivotal developments in: Stocks: Reaction to SP500 earnings this week in some Mag 7 names were not so great. Is the equity market ready for a correction or will the Bull Market charge on? Gold: Gold prices reach another all-time high. Time to sell or buy, buy, buy? See what we are watching. Oil: Will Oil prices be the cause of frustration for the Trump administration or will drill baby drill bring prices down? Find out why next week could give us the answer. Real Estate: Traded-REIT's, should they be on your radar for income and growth? Hear what we are doing for our clients. Interest Rates: The Federal Reserve has paused, will the 10yr Treasury Yield trend back down to 4% or keep pushing higher? Watch the key levels and how to play them. Whether you're a seasoned investor or just starting, this video breaks down complex market movements into actionable insights. Subscribe for weekly updates, and don't forget to like, comment, and share to join the conversation! Not intended to be investment advice. Quiver Financial is a registered investment advisory with the state of CA. Advisory services offered through
Quiver Financial Holdings, LLC. 501 N El Camino Real Ste 200 San Clemente CA 92672. www.quiverfinancial.com 949-492-6900 Keywords: Weekly Market Update, February 2025, Stock Market News, Gold Prices, Oil Prices, Real Estate Market, Interest Rates, Financial Analysis, Investment Strategy, Market Predictions, Quiver Financial. Hashtags: #MarketUpdate #Stocks2025 #GoldInvesting #OilMarket #RealEstateTrends #InterestRates #InvestmentAdvice #FinanceNews

Thursday Feb 06, 2025
Trump Tariffs on Mexico and Canada and effects on Oil
Thursday Feb 06, 2025
Thursday Feb 06, 2025
Steep tariffs on Mexico and Canada are set to go into effect on Saturday as President Trump threatens trade with America's neighbors unless they address illegal migration, drug trafficking, and "massive subsidies in the form of deficits." One closely watched area likely to be excluded is oil, due to the complicated nature of the U.S. energy industry. There's a notable paradox for a country that has become a dominant energy superpower, where despite producing more oil than it consumes, it remains the second-largest importer in the world after China.How did things get this way? Lower barriers to trade since the 1970s meant it became more profitable for the U.S. to import oil from abroad rather than produce it at home. Importing ramped up from countries like Canada, Mexico, Venezuela and Saudi Arabia, where oil was more abundant and production costs were lower, while historic regulations like the Jones Act pushed up (and continue to impact) local transport costs. The refinery system in the U.S. also centered around heavy, sour oil grades, which were available from these countries, though geopolitical risks increased as the U.S. became more dependent on foreign oil.In the early 2000s, the fracking revolution changed the entire landscape as the U.S. returned to the world stage as a producer capable of supplying cheap energy (and recently became the largest oil producer in the world). However, this light, sweet crude wasn't a match for most of the U.S. refinery system that was based on heavier grades, and building out new infrastructure would take decades and hundreds of billions of dollars. While there are heavier oil sands in the U.S., located in areas like Alaska, California and Utah, processing them requires more capital than lighter oil and they only make up a fraction of the total available crude in America.Energy security (not independence?): Everything works fine as long as the U.S. has buyers of its oil, and is able to import its needs, but arrangements can be agitated if things are shaken up on the trade front. Expanding and converting current refineries, or developing new ones to process sweeter crude (less sulfur and contaminants), would be too expensive and require an extended time horizon for an industry that must please new U.S. administrations every four to eight years (renewables and green energy?). Other problems include the lack of infrastructure to get U.S.-produced oil to U.S. refineries, as well as environmental permits and regulations, and don't forget the premium to be made on the sale of light sweet WTI (CL1:COM) and the strengthening of margins by processing cheaper sour crude.

Monday Feb 03, 2025
Gold Makes All Time High, Tech Gets DeepSeek'd - Financial Market Update
Monday Feb 03, 2025
Monday Feb 03, 2025
Gold makes a new all-time high. Now what? Tech stocks get a one-two punch from the emergence of DeepSeek and poor reactions to Microsoft and Apple earnings. Does this put the stock market closer to a correction? See the levels we are watching for an early tell. Oil prices pull back after a blistering rally. Will tariffs and drill baby drill matter? Find out why next week may give us an answer. Jerome Powell and The Federal Reserve gave Goldilocks what she wanted, a pause to keep her porridge at the perfect temperature. Will Trump policies add too much heat and push the 10-year Treasury Yield above 5%, putting interest rate-sensitive investments like traded REITs and Treasuries at risk? See what happened this week and what would be best for next week if you like high-paying dividends. Subscribe now to get more insights into the financial market and investing. Please give us a like, too. It's much appreciated. Not intended to be investment advice. Quiver Financial is a registered advisory firm with the state of CA. 501 N El Camino Real Suite 200, San Clemente CA 92672. (949)492-6900. www.quiverfinancial.com

Wednesday Jan 29, 2025
Quiver Financial 2025 Stock Market Update
Wednesday Jan 29, 2025
Wednesday Jan 29, 2025
2025 starts with interest rates, stock markets, oil and gold prices at critical inflection points that may set the investment tone for 2025. See what we are watching in markets this week. Please subscribe and give the video a like. It helps more than you know.
Join us for the latest "Weekly Financial Market Update" from QuiverFinancial, where we dive deep into the key financial indicators shaping the markets this week. Here's what's covered in this 14-minute video: Oil: We discuss how oil prices are on a bullish trend, exploring the factors driving this upward movement and what we might expect moving forward. Gold: Gold continues its strong performance with a bullish outlook. Discover the reasons behind gold's sustained rally and potential future price movements. Interest Rates: A significant focus this week is on interest rates, which appear to have pivoted lower. We analyze what this shift could mean for investors and the broader economy, including implications for borrowing costs and investment strategies. Stock Market: The S&P 500 managed to hold above the critical support level of 5800, avoiding a more substantial correction. We explore what kept the market resilient, the current market sentiment, and what investors should watch for in the coming weeks. This video provides a comprehensive analysis of these four pivotal market sectors, offering insights into recent price actions, economic indicators, and their potential impacts on your investment decisions. Whether you're a seasoned investor or just starting out, this update will equip you with the knowledge needed to navigate the markets effectively. Don't forget to like, subscribe, and hit the notification bell to stay updated with our weekly market insights. Share your thoughts or questions in the comments below! #FinancialMarkets #MarketUpdate #OilPrices #GoldInvesting #InterestRates #StockMarket #SP500 #Investing #EconomicAnalysis #QuiverFinancial
For more information and disclosures, visit www.quiverfinancial.com Not intended to be investment advice. Quiver Financial is a registered investment advisory with the state of CA. Advisory Services Offered by Quiver Financial Holdings, LLC. 501 N El Camino Real Suite 200 San Clemente, CA 92672. 949-492-6900










